We are a couple of 40 something's trying to find our way in this world. We spent the first 40 years of our lives being normal; going to college, getting student loans, getting married, buying a house, having kids, etc.... Our Next 40 years is focused on doing what is best for our family and our life goals. This starts by getting out of debt and staying debt free. Next steps include building an emergency fund and finding jobs that truly inspire us. We would like to retire early and although not exactly FI or FIRE, we are shooting for age 55 to never HAVE to work again. We will see how that plays out with our family.